Friday, April 30, 2010

How did you feel when you and your spouse made the decision to get life insurance?

My husband and I are only 26. He went today( without consulting me) and took out a HUGE policy on himself. I do not know how to feel about that. It feels like WOW! I don't even want to think about that.How did you feel when you and your spouse made the decision to get life insurance?
He didn't do anything wrong. In fact, it was an extremely responsible and caring thing that he did. Basically, he wanted to make sure that you would be fine if anything were to happen to him.





My husband and I just bought policies for each of us. Now is the best time to do it. When you are young, healthy, etc., it is much easier and cheaper to get life insurance. The longer you wait, the harder it is to get and the more expensive it is.





So, my answer is: feel thankful that you have such a caring husband. Now, if he had taken out a HUGE policy on YOU, I would get worried.How did you feel when you and your spouse made the decision to get life insurance?
so he care too much abt u.


lalalaaaaaaaa
my insurance is my god only
i was the same way, one does not want to think about such things, but as we grow older, we realize it is the best thing to do..if one of you passed, and had bills to pay and one income would not do it, the insurance will help you very much. and if you are raising a family of any size [one or more kids] the insurance will be needed alot...........
you should kick that mother fu(ker square in the nuts and say, dont you ever die on me. If you do Ill kill your mother
Not thinking about it does not make it go away. My uncle and aunt felt the same way until she went to their business and found him slumped over in his office at 30 years old. She was 28 with four children and widowed. Please get over your fear of discussing these matters and take care of business.
Smart man doing it so young so he pays a low premium. Besides if he did the right kind it works as a savings account over time too. Now if he took the policy out on you, you should worry. LOL. Only kidding.


Seriously it sounds like the bigger problem is that he did it with out talking to you. Sit him down and explain that this bothers you and you want to hear his side and why he did it. It sounds like he wants to be sure his wife is taken care of if something should happen. Remember that. Maybe he didn't think you would understand the different types of policies and such or maybe you don't take care of any of your finances? Study up on life insurance and the different types, you should be able to find a lot of information on the Web.


And if it bothers you that maybe he is thinking of death, I promise you don't. But the unthinkable does happen. Young people do die so he is being smart.

Is one entitled to an anullment if their spouse lost interest in sex after they married?

I know impotency entitles you but if a spouse is capable but doesn't want to on any kind of regular basis, is that grounds for a anullment? How expensive is it? Will that information stay on record embarassing the spouse? Also, do they have to admit the lack of sexual interest?Is one entitled to an anullment if their spouse lost interest in sex after they married?
No lack of interest in sex does not entitle you to an annulment of marriage on its own.





--But if you have been married for a short time period you may be able to have the marriage annulled because of mistake, fraud or some other irreconcilable difference.





Good luck with that.Is one entitled to an anullment if their spouse lost interest in sex after they married?
Depends on how long you have been married. If 5 years, not a legal annulment but perhaps a church annulment. If one month, then yes. If the marriage was never consummated then you are entitled to an annulment.
I don't think there is a way to prove that your spouse ';doesn't want to.';

How long will it take to sponsor my spouse in canada for immigration?

hi





im a 19 year old girl in college.........dont have a job





i want to sponsor my bf(wer gonna get married)....hes 21 from turkey and is here on a student visa





do i need a lot of money in my bank account?








aprroximately how long will it take for him to get hes PR card?How long will it take to sponsor my spouse in canada for immigration?
im a 19 year old girl in college.........dont have a job





YOU must support him after you are married. You must have income or a job. if you do not have any income then you will NOT be eligible to sponsor him.





As to how long - assuming he will stay in Canada with you - the process usually takes between 1 and 2 years. (inside application)





Once he graduates college, he can apply for a post-graduate work permit to get some work experience if he is not yet landed.





I suggest that you contact the below yahoo group - they know everything about spousal sponsorship to Canada.

Can a spouse recieve child support even though the children are not his legally or biologically?

My brother is in the marines, he is going through a divorce. When he met his wife she already had 2 children. Five years into the marriage he signed the children birth certificate. Now in the divorce the wife wants child support. He never legally adopted the children. Why is he being asked to take a DNA test when there is no possibility of the kids being his. The wife is requesting child support under the terms of alleging that he adopted the children. Shouldn't my brother attorney be asking for adoption papers instead of DNA testing? help...Can a spouse recieve child support even though the children are not his legally or biologically?
Sounds indeed strange call this to the attention of your brother.Can a spouse recieve child support even though the children are not his legally or biologically?
Did you know that marriage is a package deal when you make the choice to marry someone with children. The marriage certificate is all that is needed. How old is your brother? He has to be at least 18 to be in the service. He made some grown up decisions now let him be a grown and work it thrown. I hope he knows how lucky he is to a sister who cares enough to let him grow up.
It likely deal in the interpretation of the law. A DNA test may be the easier argument to make.





Tell him to go to Dads House in Yahoo Groups. Upon joining, he will receive a link for downloading a 200 page educational manual that can teach you what you need to know in dealing with the divorce an evaluating the attorney.





http://health.groups.yahoo.com/group/Dad鈥?/a>





http://vids.myspace.com/index.cfm?fuseac鈥?/a>
Yes, but maybe he is avoiding other issues. If they take DNA test, done deal, no support what's so ever. If they ask for adoption papers, then there is more of a process. So, DNA is clear cut proof, done deal. The lawyer knows what he's doing, trust him.
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  • When to access a safety deposit box in New York City, NY upon death of spouse?

    When to access a safety deposit box in New York City, NY.





    If a couple are married and share a safety deposit box, and one spouse passes away. What happens to the safety deposit box?





    Does the surviving spouse have continuous free access to it? Should the surviving spouse immediately empty it if they may need access to the contents in the short term?





    Any guidance would be appreciated.





    Any cite to applicable statutes or NYS gov鈥檛 websites would be even better. (I could not find any)





    Thank you.When to access a safety deposit box in New York City, NY upon death of spouse?
    boston...is not correct....


    if the other person is on the safe deposit box...they have FREE unrestricted access to it...it is there property equally. Have her pull out any docs she may need now for the funeral prep...otherwise....it is hers.


    She needs to take a copy of the death certificate to the bank and get his name off...in addition, she needs to put a beneficiary on it so if something happens to her, they can have access.


    IRS is not notified...this is her property.





    good luckWhen to access a safety deposit box in New York City, NY upon death of spouse?
    Upon notification of death, the bank will notify the IRS and the IRS will order a seal of the safety deposit box until it can be opened and examined in the presence of an IRS agent. Any co-owners of the box will be denied access until the IRS inspection is complete.





    For this reason you should NEVER place the only copy of critical documents that may be needed upon death such as wills, trusts, property deeds, insurance policies, etc. in a safety deposit box.
    ';It's not safe.';

    Saturday, January 9, 2010

    After separation in Canada can the spouse residing in the home take out loans without other spouses signature?

    Nothing has been settled in courts which has been ongoing, no orders have been made. Found out that ex has been completely renovating the home from insulation to new drywall and flooring. Can a spouse even do all this work without discussing this with the other spouse and co-borrower of the mortgage?After separation in Canada can the spouse residing in the home take out loans without other spouses signature?
    As long as the separation is legal and the judge granted the separation...

    How do You Fix A Relationship When Your Spouse Have Cheated?

    Can It Still Work? Or Should You Just Move On To Another?How do You Fix A Relationship When Your Spouse Have Cheated?
    I wouldn't even bother.


    I wasted two years on my now ex-fiance after he cheated on me.


    SO NOT WORTH IT.





    Once you break a glass and then you try to put it back together.


    You're missing parts and there are still cracks and holes.


    Its never the same.


    Ask yourself this; can you honestly just forgive and forget? I know I didn't.








    Obviously he didn't respect you enough to care about you or your feelings.


    Maybe its time you let go.How do You Fix A Relationship When Your Spouse Have Cheated?
    I agree with soinlove3.


    It can work, but you have to be willing. The other party will usually be willing unless otherwise said, but alot of it is up to you.


    If you can trust, which is not instantaneous, then yes. It's completely understandable for it to take time for that trust to be rebuilt and if you should choose to move forward that should be established ground for both of you. Don't let him rush you to get over it, but you can't drag it on for years, because even though it was wrong and the last thing you want to think of is the cheater's feelings, it's not fair... to either of you.


    But! Because this is where alot of people seem to go wrong; You need to forgive. REALLY forgive. If you can't, then move on. So many people stay in relationships when they've been cheated on and use that wrong as leverage and you CAN'T do that, ie; If you do something he feels is wrong, and you come back with, ';well, you cheated on me, so...';


    To make it work, you have to be able to forgive -- not forget, because that's not going to happen -- and move past it.
    Trust is easily given, but once lost almost never returned.





    If you have no children with him... I'd start new, I personally could not trust anyone who has cheated on me. Once a cheater always a cheater.





    Good luck. If you can escape without much lost baggage... just call it a lesson learned. If you have a lot of baggage especially children, then you may want to stick it out for the sake of the children.





    good luck
    it depends. if you think you could rebuild the trust that you had then you should try to work things out. it's definitely not an easy thing to do but if you both want it to work out then you should rebuild the relationship even though it takes time.
    NO i never trying to cheat i have an idea to manage all those thing i never let any one in bad atmosphere i am always with my spouse i never goes to address them for any harm if the communities have better adviser in front i really obey and do better
    http://answers.yahoo.com/question/index;_ylt=At4bHklpYTk.ezmKoNSm_Ersy6IX;_ylv=3?qid=20090909141350AAa30h6