Friday, April 30, 2010

How did you feel when you and your spouse made the decision to get life insurance?

My husband and I are only 26. He went today( without consulting me) and took out a HUGE policy on himself. I do not know how to feel about that. It feels like WOW! I don't even want to think about that.How did you feel when you and your spouse made the decision to get life insurance?
He didn't do anything wrong. In fact, it was an extremely responsible and caring thing that he did. Basically, he wanted to make sure that you would be fine if anything were to happen to him.





My husband and I just bought policies for each of us. Now is the best time to do it. When you are young, healthy, etc., it is much easier and cheaper to get life insurance. The longer you wait, the harder it is to get and the more expensive it is.





So, my answer is: feel thankful that you have such a caring husband. Now, if he had taken out a HUGE policy on YOU, I would get worried.How did you feel when you and your spouse made the decision to get life insurance?
so he care too much abt u.


lalalaaaaaaaa
my insurance is my god only
i was the same way, one does not want to think about such things, but as we grow older, we realize it is the best thing to do..if one of you passed, and had bills to pay and one income would not do it, the insurance will help you very much. and if you are raising a family of any size [one or more kids] the insurance will be needed alot...........
you should kick that mother fu(ker square in the nuts and say, dont you ever die on me. If you do Ill kill your mother
Not thinking about it does not make it go away. My uncle and aunt felt the same way until she went to their business and found him slumped over in his office at 30 years old. She was 28 with four children and widowed. Please get over your fear of discussing these matters and take care of business.
Smart man doing it so young so he pays a low premium. Besides if he did the right kind it works as a savings account over time too. Now if he took the policy out on you, you should worry. LOL. Only kidding.


Seriously it sounds like the bigger problem is that he did it with out talking to you. Sit him down and explain that this bothers you and you want to hear his side and why he did it. It sounds like he wants to be sure his wife is taken care of if something should happen. Remember that. Maybe he didn't think you would understand the different types of policies and such or maybe you don't take care of any of your finances? Study up on life insurance and the different types, you should be able to find a lot of information on the Web.


And if it bothers you that maybe he is thinking of death, I promise you don't. But the unthinkable does happen. Young people do die so he is being smart.

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